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    <loc>https://www.thebeforewegoplan.com/blog/budget-offset-cheap-trips-fund-expensive-ones</loc>
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    <lastmod>2026-08-06</lastmod>
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      <image:title>Blog - The Budget Trick That Funds Our Bigger Adventures - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:title>Blog - The Budget Trick That Funds Our Bigger Adventures</image:title>
      <image:caption>In the off-season, a Caribbean cruise can run remarkably cheap, current drop-and-go listings show a range from $59 to $85 and up per night, discounts of 50% to 93% off brochure price, across MSC, Carnival, Royal Caribbean, and Princess, mostly departing from Florida ports. Different cruise lines offer these itineraries regularly, meaning we can string together anywhere from two to eight weeks at that price, almost entirely from US ports, which keeps logistics simple. This isn't a secret or a fluke either, cruise pricing follows well-documented seasonal patterns, with hurricane season and post-holiday months consistently offering the deepest discounts on exactly this kind of drop-and-go booking. I'll be honest, we're not going for the destination at that point. The Caribbean has a complicated, sometimes difficult history, and there isn't a lot of cultural or historical pull for us there beyond that. What it offers instead is straightforward: sun, water, and a genuinely low daily cost, which is exactly what a budget-offset stretch needs to be.</image:caption>
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      <image:title>Blog - The Budget Trick That Funds Our Bigger Adventures - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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    <loc>https://www.thebeforewegoplan.com/blog/destination/rome-layover-not-destination-target</loc>
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    <lastmod>2026-08-06</lastmod>
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      <image:title>Blog - Rome Isn't a Destination Anymore - Make it stand out</image:title>
      <image:caption>3am, wide awake from jet lag, we walked to Trevi Fountain and had it completely to ourselves. Daytime there is miserable, this is the only way we'd go back.</image:caption>
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      <image:title>Blog - Rome Isn't a Destination Anymore - Make it stand out</image:title>
      <image:caption>Rome's Christmas atmosphere leading up to the holiday really did live up to the reputation, even with the crowds.</image:caption>
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  <url>
    <loc>https://www.thebeforewegoplan.com/blog/how-do-you-know-youre-done-with-a-place</loc>
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    <lastmod>2026-08-06</lastmod>
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  <url>
    <loc>https://www.thebeforewegoplan.com/blog/stop-scheduling-every-minute</loc>
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    <priority>0.5</priority>
    <lastmod>2026-08-06</lastmod>
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      <image:title>Blog - Stop Scheduling Every Minute - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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    <loc>https://www.thebeforewegoplan.com/blog/destination/the-summer-vacations-that-cost-us</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2026-08-06</lastmod>
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      <image:title>Blog - The Summer Vacations That Cost Us - Make it stand out</image:title>
      <image:caption>Even at 9:30 at night, the bricks were still radiating the day's heat, fans running just to make outdoor dining bearable.</image:caption>
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    <image:image>
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      <image:title>Blog - The Summer Vacations That Cost Us - Make it stand out</image:title>
      <image:caption>Rome in summer isn't just hot, it's crowded like this at nearly every major site, this one from the 2023 trip with the Sieben family.</image:caption>
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  <url>
    <loc>https://www.thebeforewegoplan.com/blog/inu2cx46dm40ljezca3ui8wzfsxa7b</loc>
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    <priority>0.5</priority>
    <lastmod>2026-08-06</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6a3ff80022831c52f339a3c9/68fb1990-bdd1-43a5-a6e4-0cbbf9b647ba/img270+%282026-07-02T17_45_34.788%29.jpg</image:loc>
      <image:title>Blog - Who We Are and Why We're Doing This - Wedding 2004</image:title>
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    <image:image>
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      <image:title>Blog - Who We Are and Why We're Doing This - Return to Mexico 2007</image:title>
      <image:caption>Three years later, we went back, this time with eleven family members in tow, on our anniversary. That's just how we operate. When we want something, we make it happen, and we've always done it as a team.</image:caption>
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      <image:title>Blog - Who We Are and Why We're Doing This - Never Gets Old!</image:title>
      <image:caption>Italy, four times now, touring the major cities by cruise and by land. We've brought friends, family, and neighbors along plenty of those times too. Every single trip, paid for in full before we ever left. That's eleven years of proof that the plan works.</image:caption>
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    <lastmod>2026-08-06</lastmod>
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      <image:title>Blog - How We Decide What to Buy - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6a3ff80022831c52f339a3c9/7186a1a2-9afd-4209-ac7d-e8becff6b28a/2026-07-01_12-21-46_607.jpg</image:loc>
      <image:title>Blog - How We Decide What to Buy - Reading the ads before we shop, not after</image:title>
      <image:caption>At the grocery store specifically, we're conscious of unit price almost automatically at this point, pennies here and there add up to real money off the bill over a month. Some of that goes back to the extreme couponing years, learning to read sales ads and actually understand sales cycles, when something's likely to be cheap and when it isn't, and not falling for the layout tricks stores use to get you to spend more than you planned. We go in with a purpose. Still, I'll be honest about the reality of grocery shopping: things fall in the cart. Not on the list, not planned, just an impulse buy or a craving in the moment. We keep it to a minimum, but I don't pretend it doesn't happen. And when our granddaughter Sofia is with us, that rule loosens considerably, and neither of us minds.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6a3ff80022831c52f339a3c9/ffe982ad-92be-414c-b6c3-fcd5e162538c/wopper+meal+coupon+discount.png</image:loc>
      <image:title>Blog - How We Decide What to Buy - $6.29 saved, on purpose</image:title>
      <image:caption>This isn't just a grocery habit either. We still watch for deals everywhere, including fast food, where a coupon can turn a $12.29 meal into a $6 one, half off, without giving up the meal itself. That's actually the only reason we went to Burger King that day, we wouldn't have gone at all without the coupon. Eating out is a luxury for us, not a habit, and it's one we genuinely can't afford very often. Even when we do treat ourselves, we're still cautious about it. It's the same instinct as the sale flyer, just applied somewhere most people don't think to look.</image:caption>
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    <loc>https://www.thebeforewegoplan.com/blog/how-we-actually-pay-for-every-trip</loc>
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    <lastmod>2026-08-06</lastmod>
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      <image:title>Blog - How We Actually Pay for Every Trip - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6a3ff80022831c52f339a3c9/48207fa8-59f8-44b0-ae0a-f57cb9af25f7/How+We+Pay+For+Every+Trip+%282%29.png</image:loc>
      <image:title>Blog - How We Actually Pay for Every Trip - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
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      <image:title>Blog - How We Actually Pay for Every Trip - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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    <loc>https://www.thebeforewegoplan.com/blog/the-moments-that-changed-everything</loc>
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    <lastmod>2026-08-06</lastmod>
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      <image:title>Blog - The Moments That Changed Everything - Bran and Dad</image:title>
      <image:caption>My dad died in 2023. Very suddenly. He'd barely had two years of retirement before he was gone. He and my mom had talked for years about buying an RV and driving to all fifty states, they'd taken a few smaller RV trips here and there, just never the real thing, never the big one. They always figured there'd be time. There wasn't. That dream died with him, and my mom was left to figure out who she is now, without the future they'd built together, and without a new dream of her own yet to replace it.</image:caption>
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      <image:title>Blog - The Moments That Changed Everything - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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    <loc>https://www.thebeforewegoplan.com/blog/where-we-came-from</loc>
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    <lastmod>2026-08-06</lastmod>
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    <lastmod>2026-08-06</lastmod>
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    <lastmod>2026-08-06</lastmod>
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      <image:title>Blog - What We've Let Go Of - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
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      <image:title>Blog - What We've Let Go Of - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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    <lastmod>2026-08-06</lastmod>
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      <image:title>Blog - The Stuff We Can't Quite Let Go Of - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6a3ff80022831c52f339a3c9/d44ed762-11e5-4d42-b37e-5443581cf2b2/Brew+Kettle</image:loc>
      <image:title>Blog - The Stuff We Can't Quite Let Go Of - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6a3ff80022831c52f339a3c9/e9d71d12-3ec7-4e95-afad-81c20e267d54/livingroom+missing+art.png</image:loc>
      <image:title>Blog - The Stuff We Can't Quite Let Go Of - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6a3ff80022831c52f339a3c9/a8479edb-dceb-4a40-a734-39de013455e6/ebay+sale+of+cre8art.png</image:loc>
      <image:title>Blog - The Stuff We Can't Quite Let Go Of - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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  <url>
    <loc>https://www.thebeforewegoplan.com/blog/debt-free-travel-planning</loc>
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    <lastmod>2026-06-30</lastmod>
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      <image:title>Blog - Why We Never Pay Interest on Travel (And How We Fund Every Trip in Full)</image:title>
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    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6a3ff80022831c52f339a3c9/becb6ed7-4e86-4a8d-9d74-1295d9b344c9/The+Before+We+Go+Plan+_+Trip+cost+Tracker+What+You+Need+To+Save.png</image:loc>
      <image:title>Blog - Why We Never Pay Interest on Travel (And How We Fund Every Trip in Full) - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6a3ff80022831c52f339a3c9/bf816133-664f-45ed-8244-7ed6f4863164/2025-08-07_09-58-44_378.jpeg</image:loc>
      <image:title>Blog - Why We Never Pay Interest on Travel (And How We Fund Every Trip in Full) - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
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      <image:title>Blog - Why We Never Pay Interest on Travel (And How We Fund Every Trip in Full) - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
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  <url>
    <loc>https://www.thebeforewegoplan.com/blog/category/Travel+Budgeting</loc>
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  <url>
    <loc>https://www.thebeforewegoplan.com/blog/category/Money</loc>
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  </url>
  <url>
    <loc>https://www.thebeforewegoplan.com/blog/category/Destination</loc>
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    <loc>https://www.thebeforewegoplan.com/blog/category/Countdown</loc>
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  </url>
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    <loc>https://www.thebeforewegoplan.com/blog/tag/Trip+Cost+Tracker</loc>
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  <url>
    <loc>https://www.thebeforewegoplan.com/blog/tag/Budgeting+Spreadsheet</loc>
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    <priority>0.5</priority>
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  <url>
    <loc>https://www.thebeforewegoplan.com/blog/tag/Retirement+Planning</loc>
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    <loc>https://www.thebeforewegoplan.com/blog/tag/Debt-Free+Travel</loc>
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  <url>
    <loc>https://www.thebeforewegoplan.com/blog/tag/Travel+Templates</loc>
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    <loc>https://www.thebeforewegoplan.com/about</loc>
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    <priority>0.75</priority>
    <lastmod>2026-08-06</lastmod>
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    <loc>https://www.thebeforewegoplan.com/contact</loc>
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    <lastmod>2026-08-04</lastmod>
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    <loc>https://www.thebeforewegoplan.com/start</loc>
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    <lastmod>2026-08-06</lastmod>
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    <loc>https://www.thebeforewegoplan.com/countdown</loc>
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    <lastmod>2026-08-04</lastmod>
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  <url>
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    <lastmod>2026-08-04</lastmod>
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